Owner Occupied

Note: This program is temporarily suspended due to lack of funding. Financing for this program will be offered again when funding becomes available.

The purpose of the city housing rehabilitation loan program is to provide the means and incentive for homeowners to undertake major upgrades and repairs that are not normally supported by market conditions in their neighborhoods.

All financing and planning assistance through the City of Springfield's Housing Rehabilitation Loan Program must further the following goals:
  • Help low-to-moderate income persons achieve safe, decent, affordable housing.
  • Help revitalize neighborhoods by eliminating blight conditions.
In view of these goals, loan applications may not be approved if the applicants are:
  • Mainly interested in cosmetic or non-housing improvements to the property or in fixing up the property for resale.
  • Not willing to address all substandard conditions on the property.